202620252024
Compensation$360,000$350,000$345,000
Limits on benefits and contributions:
Defined contribution plans$72,000$70,000$69,000
Defined benefit plans$290,000$280,000$275,000
401(k), 403(b) and 457 plan elective deferrals$24,500$23,500$23,000
SIMPLE plan elective deferrals$17,000$16,500$16,000
IRA$7,500$7,000$7,000
Catch-up contributions:
401(k), 403(b) and 457 plans (Age 50-59, 64+)$8,000$7,500$7,500
401(k), 403(b) and 457 plans (Age 60-63)$11,250$11,250N/A
SIMPLE plans (Age 50-59, 64+)$4,000$3,500$3,500
SIMPLE plans (Age 60-63)$5,250$5,250N/A
IRA$1,100$1,000$1,000
“Highly Compensated” definition$160,000$160,000$155,000
“Key Employee” definition:
Officer$235,000$230,000$220,000
1% owner$150,000$150,000$150,000
Social Security taxable wage base$184,500$176,100$168,600